A personalized, transparent approach
At The Mortgage Hub, we’re inspired by the idea that you deserve the very best in mortgage services, customized to your needs.
Rather than confine you to a box that doesn’t fit, our Mortgage Consultants will spend the time to find loan programs tailored to your unique situation, and present you with options so you can make the best decision for yourself.
An Innovation in Mortgage Services
Aside from the top-notch service you can expect at The Mortgage Hub, there’s something else that makes use different. You may not necessarily see it, but it will certainly make your experience more comfortable and result in a great loan satisfying your needs.
When CEO Salomon Chong and CFO Phil Checinski co-founded The Mortgage Hub in 2009, they set the company up as a wholesale brokerage.
This structure made sense because, since they work with many banks, wholesale brokers can generally provide better rates and a greater variety of programs for their clients.
However, the challenge with a brokerage is it lacks control over the process. It’s harder for them to ensure, let alone guarantee, on-time closings.
So when they were introduced to correspondent lending, they saw a big opportunity to serve you better. As a correspondent lender, The Mortgage Hub can provide the programs and competitive rates of a broker with the control and funding capabilities of a bank.
In essence, this innovative structure gives The Mortgage Hub the ability to provide our clients, referral partners, associate brokers, and loan officers with the best of both worlds.