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Determine if refinancing is right for you

Next steps

Get a free consultation with a Mortgage Hub Consultant, where you will:

  • Discuss your goals and review loan options
  • See how we can help you get a lower rate, cash out, or change your loan term
  • Understand the refinance process, next steps and timeline

Lock your rate

LOCK WITH CONFIDENCE.  Relock to a lower rate if they drop during the process!

Next steps

Your Mortgage Consultant will present you with the best loan program available for you and:

  • Review your rate, closing costs/ cash out, and new payment
  • Explain the loan application process and timeline
  • Get your approval to lock your rate and loan terms

Complete your loan file

Get your loan approved

Next steps

The Mortgage Hub team will help you:

  • Collect documentation and complete your loan file
  • Order an appraisal, if required
  • Review your loan disclosures and terms with you
  • Submit your file to underwriting


Time to close and get your new loan funded

Next steps

Your team will:

  • Help address any requests from your underwriter
  • Review final closing figures
  • Order loan documents, set up your signing appointment, and request funding

Congratulations, your loan is closed!

Refinance with the help of a Mortgage Hub Consultant

Personal service, expert guidance, from start to finish.
And a whole lot more…

Low rates

Excellent support

Quick closing